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    SAVE MORE TOMORROW

    In 2005 the personal savings rate for Americans was negative for the first time since 1932 and 1933—the Great Depression years. On average, American households spent more than they earned and borrowed more than they saved. Increased borrowing rates were fueled by substantial growth in home equity loans and in credit card debt. For many Americans, savings rates, especially retirement savings, are woefully low, if not zero. Consider, for example, the case of Tony Snow, the former White House press secretary, who resigned at age fifty-two in 2007 to return to the private sector. He said his motivation for leaving was financial. “I ran out of money,” he told reporters.…

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    TEST: your wisdom according to six characteristics

    The concept of wisdom is very old. It has aroused new interest in recent years in psychology ” as a personality trait that has an impact on physical and mental health, well-being, happiness, life satisfaction, personal mastery and resilience. “. But what is wisdom? What are the characteristics of the people we consider to be wise? The American neuropsychiatrist Dilip V. Jeste and his colleagues (1) analyzed the descriptions of wisdom proposed in the psychological and philosophical literature. They identified six components widely considered to contribute to wisdom and developed this test, the San Diego Scale of Wisdom , to assess them. See what are your strengths among these, by…

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    Two positive effects of forgetting

    Such games often leave us with two impressions. One is that those contestants, especially those who win, must be superman, otherwise how could they possibly do it? Their brains are not only better than ordinary people Big, spin faster, and definitely look different from normal brains, such as yours and mine. Maybe they still have the ability to “remember”. actually not. Although no scientist has been able to identify “intelligence genes” so far, and no scientist can really understand how genes work,  but some People are indeed born with a certain talent, their memory ability and speed of thinking are extraordinary. That’s right, the people participating in this type of competition…

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    How the brain makes stories ?

    We might as well think of different areas of the brain as film crews.  Photographers are responsible for framing and composition. They zoom in and zoom out, and then use film Record the video; the sound engineer is responsible for recording, they adjust the volume and filter out background noise. There are editors and screenwriters, graphic artists, prop designers, composers At home, they are responsible for showing the tone and feelings of the characters, that is, the expression of emotions, as well as special personnel to keep books, organize financial documents, and record characters and events.  Then guide During the performance, he will decide which clip to put in and…

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    How the brain works when learning ?

    small test Where are the memories stored in the brain? (Single choice) A :  is stored in a fixed area in the brain, but the specific location is still an unsolved mystery B :  stored in the hippocampus area C : various areas, not centralized one D : The knowledge memory is stored in the left brain, and the perceptual memory is stored in the right brain 2 . What is the relationship between forgetting and learning? (Multiple choice) A : If you don’t remember what you have learned repeatedly, you will forget it and never remember it again B:  Although it’s easy to remember what you have learned, it does not mean that…

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    The brain is a weird learning machine

    At the beginning of the 21st century, I started as a journalist, first in the Los Angeles Times, and later in the New York Times, doing a series of memory and learning subjects. Follow-up report on academic research.  To be precise, this topic studies how the brain can learn most efficiently. However, this was not the main theme of my report at the time, because I spend most of my energy on brain research topics that are more closely related to human behavior, such as psychiatry and brain biology. But I still look back from time to time Pay attention to the research topic of brain learning efficiency. After all, these…

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    Why the best learners are not the most diligent students ?

    I am a hardworking student. The word “work hard” was often used to describe this kind of child in the past: he did not let go of every detail, he did a lot of learning cards; he worked hard and valued his grades… that The child is really a worker bee. Under an ordinary small lamp, he was holding a textbook and squinting his eyes…Even if 40 years have passed, it all seems It’s still vivid. I saw him get up at 5 o’clock early in the morning to study: I ​​was in the second grade of high school, and my stomach was uncomfortable because I hadn’t been able to figure…

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    How we learn ?

    How can I learn better? Anyone’s advice to you will be the same: take more effort, take more time.  It’s really frustrating. If you ask more carefully, then they will give you a series of advice, comparable to the rules of a monastery: there must be a special place for learning, quiet, and strict compliance. Keep a fixed routine; you can’t let yourself be disturbed, and you can’t have friends, unless they can concentrate on studying with you and no one is playing. This is not nonsense. Generations of students have followed this practice, and many people have indeed mastered a lot of knowledge and skills.  Hard work In other words,…

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